Strong Customer Authentication
On 14th September 2019, new rules for authenticating online payments have entered into force in Europe according to the second Payment Services Directive or PSD2. One of the main implications of PSD2 is the introduction of the Strong Customer Authentication (SCA), a safety standard that will improve security in the payments sector. Basically, asking for a client’s credit card is not secure enough for online transactions, so additional steps are required.
Why we ask for your date of birth details during the payment process?
Age verification interrupts the checkout process to verify age pre-payment. Integrated with the checkout process, age verification occurs in the background before a customer’s payment is accepted and processed. Laws state that consumers’ ages must be checked before a transaction occurs, so it’s important that this happens before your online payment gateway processes the transaction.